Features of Aajeevika- National Rural Livelihood Scheme
- Universal Social Mobilisation: This scheme utilizes the intrinsic values and skills of rural people by involving them in various activities related to finance, knowledge, collectivization, etc., to become economically fit in society, especially groups like Particularly Vulnerable Tribal groups (PwDs), Persons with disabilities(PwDs), and bonded labor. Universal social mobilization also organizes a program where one woman for each household is ready to be a part of the self-employed groups inter alia.
- Self-Help Groups (SHGs) Implementation: Self-help groups (SHGs) and confederated organizations decided to cover seven crore rural households, 600 districts, 6000 blocks, 2.5 lakhs gram panchayats nationwide and will continue supporting them for the next 8-10 years to earn their livelihood.
- Community institutions: Instead of Individualisation, this scheme works with community institutions. It gives rural livelihoods the access to stand for their family, speak for their rights and ask for their services through the implementation of autonomous state societies.
- Financial inclusion and funds: In the Annual financial statement, a budget of 520 crore rupees was introduced for UT(s) of J&K(Jammu and Kashmir) and Ladakh till the financial year 2023-2024. NRLM also provides funds such as the Revolving fund(RF) and Community Investment fund(CIF) as resources that last forever(Perpetuity). NRLM offers financial support for the poor like Insurance, Asset facility, Health coverage, etc. It also works with Institutes like Banks and Business correspondents to help them in various aspects. This means it works on the sides of demand as well as supply.
- Allies: This scheme also seeks partnerships with Non-Government Organisations (NGOs) and Civil Societies organizations (CSOs). It works on two levels; one is on strategy, and the second is on implementation. It also links with PRIs( Panchayati Raj Institutions) for support and other benefits.
DAY-NRLM – National Rural Livelihood Mission [Deendayal Antyodaya Yojana]
Aajeevika – National Rural Livelihoods Mission was launched in June 2011 with a budget of $5.1 billion by the Government of India under the Ministry of Rural development. It is an improvised version of Swarnjayanti Gram Swarozgar Yojana. Before the Swarnjayanti Gram Swarozgar Yojana (SGSY), it was structured as Integrated Rural Development Programme (IRDP). Then, it was renamed as Deen Dayal Antyodaya Yojana – National livelihoods Mission on 25 September 2015. This program became essential in regard to the UPSC exam.
The main aim of this scheme is to banish poverty in rural areas and give financial aid nationwide to provide sustainable livelihoods to people in rural areas. This program facilitates rural people to augment their family income by giving them employment opportunities, learning platforms, other institutional support, etc. The main idea behind the implementation of this scheme is to start self-help groups for people in rural areas. The World Bank also funds this scheme partially (around $ 1 billion).
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