Criticism
- Andhra Pradesh and Kerala showed some excellent outcomes, but it wasn’t the same for other states. The authority was committed in these States, but it cannot be expected for every other state.
- Men don’t generally work in groups which is a drawback for its approach of working in teams.
- Women tend to be busy with other chores, which means minimum time is given to SHGs.
- Making groups is a time taking process.
- As a result of people working in groups, individuals or entrepreneurs aren’t included in these SHGs.
DAY-NRLM – National Rural Livelihood Mission [Deendayal Antyodaya Yojana]
Aajeevika – National Rural Livelihoods Mission was launched in June 2011 with a budget of $5.1 billion by the Government of India under the Ministry of Rural development. It is an improvised version of Swarnjayanti Gram Swarozgar Yojana. Before the Swarnjayanti Gram Swarozgar Yojana (SGSY), it was structured as Integrated Rural Development Programme (IRDP). Then, it was renamed as Deen Dayal Antyodaya Yojana – National livelihoods Mission on 25 September 2015. This program became essential in regard to the UPSC exam.
The main aim of this scheme is to banish poverty in rural areas and give financial aid nationwide to provide sustainable livelihoods to people in rural areas. This program facilitates rural people to augment their family income by giving them employment opportunities, learning platforms, other institutional support, etc. The main idea behind the implementation of this scheme is to start self-help groups for people in rural areas. The World Bank also funds this scheme partially (around $ 1 billion).
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