Current Affairs related to Aajeevika-NRLM

Guiding Principles of National Rural Livelihoods Mission (NRLM):

NRLM thinks that rural people have innate abilities to learn skills and have the capability to earn enough money. Strong external reinforcement is required to uplift the social mobilization, infrastructure development, and Empowerment process. NRLM thinks that building infrastructure and strengthening the community through social mobilization is a critical stage for the poor to release or practice their capabilities. So we need strong institutions and unionism for the poor. There are several benefits for the poor to provide them various opportunities to grow and learn, such as Skills building programs, access to credit facilities, access to market facilities, Spreading knowledge, livelihood services, etc....

Values of National Rural Livelihoods Mission:

Meaningful roles should be provided to the poor in all stages of work. The roles given to poor people should not always be submissive; they should be given a chance to head a group at all levels, like planning, implementation, monitoring, etc. People from disadvantaged backgrounds should be taught several methods to become self-reliant and independent. Transparency is to be there in all institutions....

Implementation of National Rural Livelihoods Mission:

NRLM is implemented in blocks and districts. This program gives a broad idea that all the districts and blocks are to be covered over the period of 10 years. The plan sounds like this:...

Features of Aajeevika- National Rural Livelihood Scheme:

Universal Social Mobilisation: This scheme utilizes the intrinsic values and skills of rural people by involving them in various activities related to finance, knowledge, collectivization, etc., to become economically fit in society, especially groups like Particularly Vulnerable Tribal groups (PwDs), Persons with disabilities(PwDs), and bonded labor. Universal social mobilization also organizes a program where one woman for each household is ready to be a part of the self-employed groups inter alia. Self-Help Groups (SHGs) Implementation: Self-help groups (SHGs) and confederated organizations decided to cover seven crore rural households, 600 districts, 6000 blocks, 2.5 lakhs gram panchayats nationwide and will continue supporting them for the next 8-10 years to earn their livelihood. Community institutions: Instead of Individualisation, this scheme works with community institutions. It gives rural livelihoods the access to stand for their family, speak for their rights and ask for their services through the implementation of autonomous state societies. Financial inclusion and funds: In the Annual financial statement, a budget of 520 crore rupees was introduced for UT(s) of J&K(Jammu and Kashmir) and Ladakh till the financial year 2023-2024. NRLM also provides funds such as the Revolving fund(RF) and Community Investment fund(CIF) as resources that last forever(Perpetuity). NRLM offers financial support for the poor like Insurance, Asset facility, Health coverage, etc. It also works with Institutes like Banks and Business correspondents to help them in various aspects. This means it works on the sides of demand as well as supply. Allies: This scheme also seeks partnerships with Non-Government Organisations (NGOs) and Civil Societies organizations (CSOs). It works on two levels; one is on strategy, and the second is on implementation. It also links with PRIs( Panchayati Raj Institutions) for support and other benefits....

Support Structure of NRLM:

Different units support NRLM at four levels: National, State, District, and Sub-district. These units help the rural people under NRLM in many ways, such as providing professional help, health facilities, financial help, and investing in their capabilities to improve their skills....

Sub-Schemes under Aajeevika-NRLM:

RSETIs: RSETIs are spelled as Rural Self Employment Institutes. It is supported by 31 banks and the state government to enhance the skills of rural people. It is an initiative by the Ministry of Rural Development (MoRD).The RSETIs have 30-40 different programs. These programs are categorized into the following categories:...

Current Affairs related to Aajeevika-NRLM:

Deendayal Antyodaya Yojana National Rural Livelihood Mission (DAY-NRLM) under the Ministry of  Rural Development recently became a part of Azadi ka Amrit Mahotsav, where 152 centers were launched under Saksham centers on October 4th and 8th, 2021. SAKSHAM centers are for financial literacy and service delivery to rural livelihoods. This is the Stop solution for SHGs to ask for financial help for purposes like credit facilities, Pensions, etc., for rural households. SAKSHAM centers cover 77 districts of 13 states nationwide. Assistance by trained Community Resource Persons (CRPs), SHGs will be managed equally to the Cluster level federations (CLFs)....

Criticism:

Andhra Pradesh and Kerala showed some excellent outcomes, but it wasn’t the same for other states. The authority was committed in these States, but it cannot be expected for every other state. Men don’t generally work in groups which is a drawback for its approach of working in teams. Women tend to be busy with other chores, which means minimum time is given to SHGs. Making groups is a time taking process. As a result of people working in groups, individuals or entrepreneurs aren’t included in these SHGs....