How Does the IFSC Code Finder Work?

The IFSC system operates as follows:

  • Initiating Transactions: When you initiate an electronic transaction (such as NEFT or RTGS), you provide the recipient’s bank branch’s IFSC code.
  • Routing: The IFSC code helps route the transaction accurately to the intended bank branch.
  • Verification: It also aids in verifying the authenticity of bank details during transactions, preventing errors.

Search by IFSC Code

Check which bank an IFSC code belongs to by inputting your IFSC code of the bank Use this Search by IFSC code feature and double-check the IFSC code before making a NEFT or RTGS transfer to a bank account.

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What is IFSC?

Full Form: IFSC stands for “Indian Financial System Code.” Unique Identification: Each bank branch in India is assigned a distinct IFSC code. Electronic Transactions: IFSC codes are used to identify specific bank branches, ensuring secure and efficient electronic funds transfer. 11-Digit Code: IFSC codes consist of 11 characters, combining both letters and numbers. Regulated by RBI: The Reserve Bank of India (RBI) oversees and assigns IFSC codes to standardize banking transactions across the country. Online Banking: IFSC codes are integral to online banking and are required for various transactions, including NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service). Location Specific: Each IFSC code uniquely corresponds to a specific bank branch, aiding accurate identification. Swift Fund Transfers: IFSC codes ensure swift and error-free fund transfers between different banks and branches in India....

Structure of an IFSC code

The First Four Characters: These represent the bank’s name. For example, “HDFC” for HDFC Bank or “ICICI” for ICICI Bank. The Fifth Character: This is always a zero (0) and is reserved for future use. The Last Six Characters: These identify the specific branch of the bank....

Locating Your IFSC Code

There are several ways to find the IFSC code you need:...

How Does the IFSC Code Finder Work?

The IFSC system operates as follows:...

Search by IFSC Code – FAQs

Can we find bank using IFSC code?...

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