Frequently Asked Questions (FAQs)​

1. How can I reset my HDFC Net Banking password if I forget it?

Answer:

To reset your HDFC Net Banking password, go to the login page, click on “Forgot Password,” enter your Customer ID, and follow the instructions. You’ll receive an OTP on your registered mobile or email. Enter the OTP, set a new password, and confirm it.

2. Is there a limit on fund transfers through HDFC Net Banking?

Answer:

Yes, there are limits. For IMPS, individual customers may have a daily limit ranging from ₹1 lakh to ₹25 lakhs, depending on the account type and customer profile. NEFT allows up to ₹ 25 lakhs, and RTGS has a minimum limit of ₹2 lakhs and no upper limit via branch, but ₹50 lakhs via net banking.

3. Are there charges for fund transfers using HDFC Net Banking?

Answer:

Yes, there are charges. For IMPS, transactions up to ₹1 lakh incur ₹5 plus GST, and from ₹1 lakh to ₹2 lakh, it’s ₹15 plus GST. NEFT charges are ₹2 plus GST for up to ₹1 lakh and ₹10 plus GST for amounts above ₹1 lakh.

4. Can I check my HDFC account balance using Net Banking?

Answer:

Once logged in, you can easily view your account balance and detailed statements. It provides a real-time snapshot of your financial status.

5. Can I access HDFC Bank net banking from my mobile phone?

Answer:

Yes, HDFC Bank offers mobile banking services through its mobile app. The HDFC Bank mobile app is available for download on iOS and Android devices.

Note: This is a public contributed content. We do not hold responsibility for any errors, omissions or use of this information. Please refer to https://www.hdfcbank.com/ for more details.

HDFC Net Banking is an online service provided by HDFC Bank, allowing account holders to manage their finances conveniently through the Internet. It offers a user-friendly platform for various banking activities, such as checking account balances, transferring funds, paying bills, and accessing a range of financial services from the comfort of one’s home or office. With HDFC Net Banking, customers can conduct transactions securely, reducing the need for physical visits to the bank. The platform also provides features like mobile and DTH recharge, online shopping, and easy access to loan and credit card details. The service prioritizes customer security through two-factor authentication and data encryption, ensuring a safe and efficient online banking experience for HDFC account holders.

Geeky Takeaways:

• HDFC Net Banking is an online banking service offered by HDFC banks to provide a convenient and easy banking experience to its customers.
• A wide range of services including checking account balances, transferring funds, paying bills, loans, etc are offered at one click.
• Registration and login procedures are kept very simple for the convenience of all groups of customers.