PhonePe
PhonePe
First on our list is the very well-known PhonePe, a popular UPI-based payment and financial service platform in India. PhonePe allows bank-to-bank money transfers and recharges, DTH, electricity, prepaid, postpaid, landline, broadband, gas insurance, etc. payments.
Features:
- Easy interface – PhonePe has an easy interface, making it most efficient for all merchants.
- Autopay of bills – PhonePe provides an auto payment service with only one user’s permission. The app will automatically make the payment for you. However, this service can also be turned off.
- Cashback and rewards – PhonePe offers promotional cashback offers to encourage users to make payments through their app. This cashback amount is transferred to the wallet balance of Phonepe wallet, which varies from person to person and offer to offer.
- Rewards can also be earned through scratch cards, coupons, or other offers.
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Pros |
Cons |
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With PhonePe, one can add several bank accounts and effortlessly handle them with one account. |
There’s no option for a secure login. |
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The app is rewarding, meaning you get a scratch card every time you pay. |
Sometimes, a transaction may get stuck for a long time. |
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Good customer service so that you can quickly solve any problems you face using the apps. |
In case of cancellation of a ticket booked from Phonepe, the money is not refunded. |
Website: https://www.phonepe.com/
10 Best UPI Apps for Cashback in 2023
In this digital era, the adoption of UPI (Unified Payments Interface) for seamless transactions has surged, making it the best UPI app for cashback. Unlike traditional methods that require knowledge of bank account numbers and IFSC codes, UPI apps enable instant transfers within seconds. While credit cards, debit cards, net banking, and cash still serve as viable payment options, the unparalleled rise of UPI can be attributed to its exceptional cashback feature.
Today, there are a lot of applications that claim to provide maximum cashback on using their app. But is that true? How do you choose the best UPI app to claim a nice cashback? Here are the ten best UPI apps that you can use to get cashback.
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