HDFC Diners Club Black Credit Card

Joining Fee ₹10,000
Annual Fee ₹10,000
Key Features
  • High reward points across travel, shopping, reward, dining, and golf.
  • Complimentary annual memberships to Zomato Gold, Amazon Prime, Club Marriott, and other Luxurious Hotels.
  • Air mile redemption rewards across various airlines.
  • Offers 6 golf games per quarter at the finest golf courses across the world.
  • A low forex markup fee and unlimited complimentary Airport Lounge access.
  • Welcome benefits are equivalent to the annual fee.

Opinion: HDFC Diners Diners Club Black Credit Card comes with benefits across a wide range right from dining and entertainment to Shopping and travels. It offers multiple complimentary benefits like unlimited lounge access. priority pass, travel perls, golf course access and so. An individual who wants to grab exclusive rewards on the expenses shall go for it.

Top 10 Best Credit Cards in India 2024

Are you looking forward to having a credit card that is a complete package for your needs? Have no idea about the features and benefits of the Best Credit Card suitable for you? Let’s make it easy for you by mentioning the Top 10 Best Credit Card in India that covers all types of expenses right from your grocery and shopping needs to travelling and Luxurious lifestyle maintenance. Firstly, it’s important to understand your basic and major needs before owning a credit card. Banks offer a variety of credit cards with different key benefits and features as per the major need of their customers. Some of them are designed to offer benefits on basic day-to-day expenses like groceries, clothes, online food purchases, recharge, and other such shopping, while some are categorized as a Premium Class Credit Card to enjoy Luxurious lifestyles like Golf, Membership of Luxurious Hotels, travelling perks and Airline Membership, and so on. This article gives you an idea about the different Best Credit Cards available as per your requirements.

These are the Top 10 Best Credit Cards in India 2024:

1. Cashback SBI Credit Card
2. Axis Bank Ace Credit Card
3. Amazon Pay ICICI Credit Card
4. HDFC Millennia Credit Card
5. Axis Bank Neo Credit Card
6. HDFC Freedom Credit Card
7. Axis Bank Vistara Signature Credit Card
8. Air India SBI Signature Credit Card
9. SBI Elite Credit Card
10. HDFC Diners Club Black Credit Card

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1. Cashback SBI Credit Card

Joining Fee NIL Annual Fee ₹999 (Free for the first year) Key Features 5% cashback on all online transactions without any merchant restrictions. 1% cash back on offline transactions. 4 free domestic lounge visits per year Cashback is directly credited to the card within 2 days of bill generation....

2. Axis Bank Ace Credit Card

Joining Fee ₹499 Annual Fee ₹499 Key Features 5% cashback on bill payments, DTH, and mobile recharges via Google Pay. 4% cashback on Swiggy, Ola, and Zomato. 2% flat-rate cashback across all transactions. Cashback is directly credited to the card account....

3. Amazon Pay ICICI Credit Card

Joining Fee NIL Annual Fee NIL Key Features 5% cashback for Amazon Prime members on Amazon Purchases. 3% cashback for Non-prime members on Amazon Purchases. 1% cash back on all other transactions. Zero Maintenance charges. Reward Redemption and Cashback Conversion Beneficial for Amazon Loyal Customers....

4. HDFC Millennia Credit Card

Joining Fee ₹1,000 Annual Fee ₹1,000 Key Features 5% cashback on all online shopping, across top merchants like Amazon, Flipkart, Myntra, Tata Group. 1% cashback on all other spends Domestic Airport Lounge access up to 8 times per year. Annual Fee Waiver facility is available for those spending more than a Lakh per year....

5. Axis Bank Neo Credit Card

Joining Fee ₹250 Annual Fee ₹250 Key Features 10% off on movies, groceries, and online shopping at Blinkit, Amazon Pay, Myntra, and BookMyShow. 40% off on Zomato. 5% off on your utility bills paid via Paytm. Earning Reward Points and Reward Redemption. Easy EMI on purchases....

6. HDFC Freedom Credit Card

Joining Fee ₹500 Annual Fee ₹500 Key Features Reward Points like 5X reward points on everything from grocery, dining, movie, railway, and taxi bookings, 25X reward points on spends made on your birthday etc. A gift voucher worth Rs.1,000 is offered for spending ₹ 90,000 in a year. Easy EMI Purchase. 500 Bonus reward points are offered as welcome benefits on the activation of a card for the first time. Renewal fee waived off on spending of ₹ 50,000 or above in a year. Interest-free period of up to 50 days....

7. Axis Bank Vistara Signature Credit Card

Joining Fee ₹3,000 Annual Fee ₹3,000 Key Features Free Premium Economy Vistara tickets are offered as a welcome benefit. Club Vistara Silver Membership is offered. Complimentary domestic lounge visits per year. Reward points on other lifestyle expenses like gulf visits, dining, tennis, etc. Complimentary air tickets in a year...

8. Air India SBI Signature Credit Card

Joining Fee ₹5,000 Annual Fee ₹5,000 Key Features Priority Pass Membership at an airport lounge. Assigning Flying Returns Membership. Flexible reward redemption with an option to convert rewards into Air India Miles. Attractive Welcome benefits and travel perks....

9. SBI Elite Credit Card

Joining Fee ₹4,999 Annual Fee ₹4,999 Key Features All-rounder premium credit card that offers rewards points on all types of transactions. 5X reward points on Dining, Departmental Stores, and Groceries. Welcome benefits worth₹ 4,999. Complimentary travel perks like Vistara Club Membership, priority air pass, and Trident Privilege Membership. Free International & domestic airport lounge access. Foreign Exchange Rate benefit, i.e., at just 1.99%...

10. HDFC Diners Club Black Credit Card

Joining Fee ₹10,000 Annual Fee ₹10,000 Key Features High reward points across travel, shopping, reward, dining, and golf. Complimentary annual memberships to Zomato Gold, Amazon Prime, Club Marriott, and other Luxurious Hotels. Air mile redemption rewards across various airlines. Offers 6 golf games per quarter at the finest golf courses across the world. A low forex markup fee and unlimited complimentary Airport Lounge access. Welcome benefits are equivalent to the annual fee....

Conclusion

Best Credit Card in India are available in plenty and this is to suit different needs and spending patterns. The credit card that suits you best would depend on your personal situation. However, there are some general guidelines that you could follow. Check if you need a cashback or reward point, travel perks or a mix of all. Next, check the annual fee, hidden and other charges that would accompany the card. Last but not the least, read the terms and condition and then apply for any credit card....

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