How to Block Your ATM Card?
There are several ways to block your ATM card, depending on your bank’s offerings:
A. Mobile Banking App
- Download and sign in to your bank’s official mobile app.
- Locate the section dedicated to managing your cards or account.
- Find the option to “block” or “disable” your card.
- Select the specific card you want to block and follow the on-screen instructions.
- You might need to enter your MPIN (Mobile Banking PIN) or receive a verification code for confirmation.
B. Internet Banking
- Visit your bank’s website and log in to your online banking portal.
- Navigate to the section for managing your cards or account.
- Look for the option to “block” or “disable” your card.
- Select the specific card you want to block and follow the provided instructions.
- You might need to provide your login credentials and a one-time password (OTP) for verification.
C. Calling Customer Service
- Find your bank’s customer service phone number on your bank statement, ATM card, or website.
- Dial the number and follow the automated voice prompts to reach the relevant department for card services.
- Once connected to a representative, explain your situation and request to block your card.
- Be prepared to provide your account information and answer security questions for verification.
D. Blocking Through SMS
This option is available for specific banks and might require prior registration for SMS banking services. Check with your bank for confirmation and specific instructions.
E. Visiting the Bank
- Visit your nearest bank branch during business hours.
- Explain your situation to a bank representative and request to block your card.
- They might ask you to present your identification proof and card (if available).
- The representative will process the request and provide you with a confirmation.
How to Block and Unblock ATM Card?
ATM cards, also known as debit cards, are essential tools for accessing your bank account and making everyday transactions. However, situations might arise where you need to block your card to prevent unauthorized access, such as:
- Losing your card
- Suspecting fraudulent activity on your account
- Entering your PIN incorrectly for multiple attempts (depending on your bank’s policy)
Knowing how to unblock your card is equally important, especially if you mistakenly blocked it or found it after reporting it lost.
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