10 Best Mint Alternatives in 2024 (Free)
Many people struggle to manage finances well. Schools taught reading and writing, not money skills. Fortunately, today’s digital world offers websites and apps to help track finances.
Mint is a very first personal finance app made for budgeting owned by Intuit from 2009. It lets users sort transactions into groups to watch what they spend. But some bad news for people who love Mint. On March 23, 2024, Mint will close and users can’t use their Mint accounts anymore. Over 25 million people use the Mint app to manage budgets, track expenses, set financial goals, and save for short-term and long-term needs.
10 Best Mint Alternatives to Replace the Budgeting App
- YNAB (You Need a Budget)
- EveryDollar
- PocketGuard
- Goodbudget
- Tiller Money
- Copilot
- Empower
- Monarch Money
- Simplifi by Quicken
- Rocket Money
Which is the Best Free Mint Alternative in 2024?
EveryDollar is the top free alternative to Mint in 2024, standing out among all other free options. It’s especially great for those new to budgeting. EveryDollar uses a simple zero-based budgeting approach with digital envelopes, which makes it easy to follow and keep an eye on your spending.”
Here are some facts about EveryDollar:
- It was created by personal finance expert Dave Ramsey to help people manage their money more effectively.
- EveryDollar helps users allocate every dollar they earn to specific expenses, savings, and debt payments, ensuring there’s a plan for each dollar before it’s spent.
- The app can be connected to your bank accounts to automatically update and track your spending against your budget.
10 Best Free Mint Alternatives and Competitors in 2024
With Mint out-of-the-picture, one seeks alternatives. And yes, many budgeting apps exist from which users switch to. Here is the list of the 10 best Mint Alternatives to be used in 2024 with pricing, features, pros and cons:
1. YNAB (You Need a Budget)
YNAB is a free Mint alternative and it doesn’t just track spending: it assigns each dollar a role, like food or vacation savings. It’s ideal if money management is crucial.
Features:
- Assign every dollar a job (groceries, bills, vacation).
- Plan your budget with incoming income for proactive control.
- Set and track financial goals like for a down payment or dream car.
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Pricing:
- Free 34-Day Trial available
- $8.25/month (Annual Plan)
- $14.99/month (Monthly Plan)
Link: https://www.ynab.com/
2. EveryDollar
EveryDollar is a Mint alternative that’s free to use. EveryDollar follows the money management principles of financial expert Dave Ramsey. Therefore, it’s an excellent choice for individuals seeking a straightforward budgeting tool without unnecessary complexities. If you desire a no-frills budgeting app, EveryDollar could be the perfect fit for your needs.
Features:
- It budgets all cash flow – so there remain no leftovers unaccounted for.
- It handles outgoings virtually, cash-style category method.
- It pursues debt payoff, letting users retain drive via debt tracking.
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Pricing:
- Available for free.
- Newcomers get (14 days) free trial.
- $17.99 per month (Premium Monthly).
- $79.99 annually (Yearly Premium Plan).
Link: https://www.ramseysolutions.com/ramseyplus/everydollar
3. PocketGuard
PocketGuard is another Mint alternative(free) and helps you track your spending and find ways to save money. So, it is like your personal finance watchdog. It also provides bill reminders, hunts for ways to save you cash and alerts you to low balances.
Features:
- Monitors spending and finds areas to cut back, saving you money.
- Get reminders for upcoming bills and avoid late fees.
- Helps you potentially lower recurring bills by suggesting negotiation.
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Pricing:
- Free plan is available for Basic Version.
- $7.99 monthly (Monthly Premium Plan)
- $34.99 yearly (Annual Premium Plan)
- $79.99 lifetime cost (Lifetime Premium Plan)
Link: https://pocketguard.com/
4. Goodbudget
Goodbudget is an alternate option to Mint (free), perfect for visually tracking finances. It utilizes “envelopes” to monitor spending, aiding budgeting. Consider it as digital envelopes containing cash, but far more portable.
Features:
- Digital envelopes provide clear visibility into finances and spending habits.
- Collaborate with others and manage shared budgets easily.
- Set aside money for goals automatically with its envelope system.
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Pricing:
- Free version is available.
- $10/month (Monthly Premium plan)
- $80/year (Annual Premium plan)
Link: https://goodbudget.com/
5. Tiller Money
Tiller Money is another free alternative to Mint. It’s a great choice for spreadsheet lovers. Connect your bank accounts, and it imports transaction data into a Google Sheet.
Features:
- It imports bank transactions directly into your Google Sheet for ultimate customization.
- It saves time with automatic categorization based on your rules.
- It tracks finances in separate sheets for personal, business, or rental income.
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Pricing:
- 30-day Free Trial Period
- $79/year after the end of Free Trial
Link: https://www.tillerhq.com/
6. Copilot
Copilot is another alternative to mint and is a good option for people who want a budgeting app with a lot of features. It offers automatic transaction categorization, bill pay, and goal setting.
Features:
- It automatically sorts your transactions, saving you time.
- It helps pay bills directly within the app for ultimate convenience.
- It helps in setting and tracking financial goals with the app’s guidance and support.
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Pricing:
- Free-Trial available
- $13 per month (Monthly Plan)
- $7.92 per month (Annual Plan)
Link: https://copilot.money/
7. Empower
Empower is another free Mint alternative and goes beyond budgeting and helps the user keep an eye on their investments too. It brings all their financial accounts together in one place, giving them a complete financial picture.
Features:
- It tracks spending and lets you see all your investments in one place.
- It monitors expenses and sets financial targets for a clear financial picture.
- It offers more than budgeting, giving you a holistic view of your finances.
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Pricing:
- All tools are Free to use.
Link: https://www.empower.com/
8. Monarch Money
Monarch Money is another free Mint alternatives and is a good option for couples who want to budget together. It allows the users to connect their bank accounts and see both their finances in one place.
Features:
- It lets couples see all accounts and budgets in one place.
- It helps to plan and track spending together, fostering financial harmony.
- It aids in setting shared financial goals and celebrating milestones together.
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Pricing:
- Free 7-Day Trial
- $8.33/month (Annual Plan)
- $14.99/month (Monthly Plan)
Link: https://www.monarchmoney.com/
9. Simplifi by Quicken
Simplifi is another Mint alternative(free). It’s good for people wanting a budgeting app with many features. It sorts your money dealings, allows you to settle bills, and assists with setting targets.
Features:
- Simplifi makes a budget based on your cash inflow and outgoings.
- It tracks accounts, debt repayments, and aims all in one location, giving you a total financial overview.
- It allows users to set goals and watch their savings grow with Simplifi’s automatic tools.
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Pricing:
- Free 30-Day Trial
- $3.99/month (Annual Plan)
Link: https://www.quicken.com/products/simplifi/
10. Rocket Money
Rocket Money is another option for those seeking a free budgeting app and is an alternative to Mint (free). It assists with automatic bill negotiations and provides savings tools. This Mint alternative offers useful features for managing personal finances.
Features:
- It negotiates your bills to lower them, saving you cash.
- It helps you automate saving money with Rocket Money’s built-in tools.
- IT connects your accounts and tracks spending alongside bill management (may require a premium plan).
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Pricing:
- Free version available.
- Free 7-Day Trial (Premium Plan)
- $4/month (Annual Premium Plan)
- $12/month (Monthly Premium Plan)
Link: https://www.rocketmoney.com/
Conclusion: 10 Best Mint Alternatives in 2024 (Free)
Mint will be gone soon but there’s nothing to worry about. Other money tracking tools exist. In our digital times, knowing finances is key. Such apps help you spend smartly. They let you follow cash flow trends. This aids reaching money objectives.
FAQs: 10 Best Mint Alternatives in 2024 (Free)
What are the best free Mint alternatives (2024)?
Some of the best free Mint alternatives are EveryDollar, YNAB, PocketGuard, Goodbudget, Tiller Money and more.
Can you still use Mint in 2024?
No, unfortunately Mint is no longer available as of March 23rd, 2024. But there are other alternatives which users can switch to.
What is replacing the Mint app?
Mint itself won’t have a direct replacement. Though Credit Karma, also owned by Intuit, welcomes Mint users to its platform for continued financial management.
Is Empower better than Mint?
It might be a better fit if you seek a more comprehensive financial dashboard with investment tracking.
Is Empower app free?
While Empower offers a robust free trial, to unlock its full functionality, a monthly subscription fee applies.
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